You can't get Housing Benefit to help with the expenses of a
home loan or home credit. If you are a owner occupier, you may have the
capacity to get help with your home interest enthusiasm through Income Support,
salary based Jobseeker's Allowance, income related Employment and Support
Allowance (ESA) or Pension Credit.
From 2013 onwards, Housing Benefit and Income Support,
salary related Employment and Support Allowance and income related Jobseeker's
Allowance are step by step being supplanted by another benefit called Universal
Credit which can incorporate adds up to help with either rent or mortgage.
Benefits Credit will remain and later on will incorporate amounts for rent and
additionally mortgage costs - TCU Area Houses For Rent.
For information about Income Support, see Help for
individuals on a low income – Income Support, for data about income based
Jobseeker's Allowance (JSA), see Benefits and duty credits for individuals
searching for work, for data about ESA, see Benefits for individuals who are
debilitated or crippled and for data about Pension Credit, see Benefits for
more established individuals. For data about Universal Credit, see our segment
on Universal Credit.
Housing Benefit does not assist with the Council Tax, yet in
the event that you are on a low income you may have the capacity to get a
decrease in your Council Tax under a local plan.